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DISCONTINUED PRODUCT - Product not available to new enrollees.

Kern Schools Federal Credit Union 457(B) Retirement Program
Product ID: 191

Vendor:
Nationwide Life Insurance Company
Type:
Mutual Fund 
Discontinued Discontinued


$149
0.44%
None
Yes





A mutual fund program offered by Nationwide Trust Company, FSB exclusively for the participants of the Kern School Program. Funds selected by sponsoring employer.

Select the topics below to expand and view additional product details


Yes

Loans are permitted if the plan document permits and are subject to the terms specified in the plan.

Subject to the terms of the Plan, Required Minimum Distributions are made at the later of the participant's attainment of age 70 1/2 or termination of employment. Payments are made at the direction of the Plan Administrator.


All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact of fees, and the different types of fees please refer to the Explanation of Fees piece located in the Help & Resources.

Fees

0.16% Annually Percentage of Annual Assets No No No

$6.00 At the time of transfer Flat Dollar Amount Yes Yes No
Fee Waiver
The fee applies only to Exchange requests submitted to Nationwide via hardcopy request forms and is $6.00 per "from" fund. It does not apply to Exchange requests submitted electronically or via phone call to our Contact Center.
Breakpoint
The fee applies only to Exchange requests submitted to Nationwide via hardcopy request forms and is $6.00 per "from" fund. It does not apply to Exchange requests submitted electronically or via phone call to our Contact Center.

0.80% Annually Percentage of Annual Assets Yes No No
Fee Waiver
No Waiver. Asset Fee is based on assets in the plan. Asset Fee is in addition to internal fund expenses. Stated asset fee applies to current contract year beginning January 1 and may vary from prior year's asset fee. Fund performance is reported net

$9.00 Annually Flat Dollar Amount No No Yes

0.65% Annually Percentage of Annual Assets No No Yes

Funding Options


Fixed Investment Options

Variable Investment Options


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