DISCONTINUED PRODUCT - Product not available to new enrollees.
Pacific Explorer
Product ID: 151
Vendor:
Type:
Fixed Annuity
Discontinued 
1%
AM Best:
Moody's:
S&P:
6 Years / 7.00%
Yes
Add to Compare
Add to Compare
Add to Favorites
Add to Favorites
Set as My Product
Set as My Product
E-mail: 
Address: - Product Details
- Fees and Charges
A single-premium deferred fixed annuity with choice of 3 initial guarantee interest rate periods (1 year, 3 year and 6 year). Additional purchase payments are permitted within the first six months after the contract is issued.
Select the topics below to expand and view additional product details
Periodic payments are made to the designated payee during the lifetime of the Primary Annuitant. After the death of the Primary Annuitant, periodic payments are based on the life of the secondary Annuitant named in the election if and so long as such secondary Annuitant lives. Payments made based on the life of the secondary Annuitant may be in installments equal to 50%, 66-2/3% or 100% (as specified in the election) of the original payment amount payable during the lifetime of the Primary Annuitant.
Periodic payments are made to the designated payee during the Annuitant’s lifetime. Payments stop when the Annuitant dies.
Periodic payments are made to the designated payee during the Annuitant’s lifetime, with payments guaranteed for a specified period. You may choose to have payments guaranteed 5 through 30 years (in full years only). If the Annuitant dies before the guaranteed payments are completed, we pay the Owner the remainder of the guaranteed payments.
Periodic payments are made to the designated payee during the Annuitant’s lifetime, with payments guaranteed for a specified period. You may choose to have payments continue 5 through 30 years (in full years only). If the Annuitant dies before the guaranteed payments are completed, we pay to the Owner the remainder of the guaranteed payments.
These rates may change without notice. Contact your provider for the most current rates.
All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can
substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact
of fees, and the different types of fees please refer to the
Explanation of Fees piece located in the
Help & Resources.
Surrender Charges
| Surrender Period* | Surrender Percentage |
|---|---|
| 1 | 7.00% |
| 2 | 7.00% |
| 3 | 7.00% |
| 4 | 6.00% |
| 5 | 5.00% |
| 6 | 4.00% |
*Expressed in contract years
Surrender Penalty Charge assessed on a "rolling" basis:
N/A
Exceptions to the Surrender Charge:
Other Restrictions:
Exceptions to the Surrender Charge:
Death:
Yes
Nursing Home or Other Medical Expenses:
Yes
Terminal illness and nursing home waivers. See contract for details.
