Product Details



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Perspective II Fixed and Variable Annuity (R)
Product ID: 26

Vendor:
Jackson National Life Ins. Co.
Type:
Variable Annuity 


$205
0.9%
8 Years / 8.50%
No
Roth Eligible



Enrollment and Questions

Use the following contact information to enroll or ask questions.

Website:
Visit Website
Phone:
(800) 565-9044
 E-mail:
Mailing Information  Address:
1 Corporate way
Lansing, MI 48951
  In-person:
Questions about enrollment?
View the Contact Information tab on the Vendor Details page for a list of office locations.


An important tool chosen by millions of Americans to help provide for a secure retirement, variable annuities offer a number of distinct benefits. Please refer to the prospectus at www.Jackson.com or speak with your financial representative.

Select the topics below to expand and view additional product details


Please refer to the prospectus at www.Jackson.com or speak with your financial representative.
Please refer to the prospectus at www.Jackson.com or speak with your financial representative.
Please refer to the prospectus at www.Jackson.com or speak with your financial representative.

Please refer to the prospectus at www.Jackson.com or speak with your financial representative

Yes

Riders are amendments to the annuity contract that typically add to your costs. make sure you inquire about any additional costs. The following riders exist for this product:

Please refer to the prospectus at www.Jackson.com or speak with your financial representative.
Other options available:
Please refer to the prospectus at www.Jackson.com or speak with your financial representative.
Please refer to the prospectus at www.Jackson.com or speak with your financial representative
Please refer to the prospectus at www.Jackson.com or speak with your financial representative
Please refer to the prospectus at www.Jackson.com or speak with your financial representative
Please refer to the prospectus at www.Jackson.com or speak with your financial representative
Please refer to the prospectus at www.Jackson.com or speak with your financial representative
Other options may be available:
Please refer to the prospectus at www.Jackson.com or speak with your financial representative


All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact of fees, and the different types of fees please refer to the Explanation of Fees piece located in the Help & Resources.

Fees

1.15% Annually Percentage of Annual Assets Yes No No
Fee Waiver
Not charged against the fixed account.

Surrender Charges

Surrender Period* Surrender Percentage
1 8.50%
2 7.50%
3 6.50%
4 5.50%
5 5.00%
6 4.00%
7 2.00%
8 0.00%

*Expressed in contract years


Surrender Penalty Charge assessed on a "rolling" basis: Withdrawal Charges (one “year” is based on the completion of a 12 month period). Please refer to the prospectus at www.Jackson.com or speak with your financial representative for more information.
Exceptions to the Surrender Charge:
Percent of purchase payments:
10.00%
Death:
Yes
Nursing Home or Other Medical Expenses:
Yes
Other Restrictions:
The client is allowed the greater of earnings or 10%. The client is also allowed to take their RMD if greater than the free withdrawal. There are other free withdrawal provisions please see a prospectus at www.Jackson.com speak with your financ

Subaccounts


Fixed Investment Options

Variable Investment Options


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